Privacy Policy

KLYR LTD
Company Number 732016035
1-12707 20 AVE, Blairmore, Alberta, Canada T0K 0E0

Welcome to KLYR. This Privacy Policy (“Policy”) explains how KLYR LTD (“KLYR”, “we”, “us”, or “our”), operating through klyr.fi and any associated applications or platforms (collectively, the “Platform”), collects, uses, shares, and protects information about visitors and users (“you” or “your”) of our Platform and associated services (“Services”).

By accessing our Platform or Services, you agree to the practices described in this Policy. If you do not agree, you should cease using the Platform.

1. Overview & Our Privacy Commitment

KLYR is committed to protecting the privacy and personal data of all users. We operate as a financial infrastructure platform that bridges traditional finance, digital assets, and tokenised real-world assets. Given the nature of our services, we maintain robust privacy standards and comply with applicable data protection laws.

We are transparent about what data we collect, why we collect it, and how it is used. We do not sell your personal data to third parties for marketing purposes.

2. Information We Collect

2.1 Personal Information You Provide

• Account information: name, email address, wallet address or public key, username, and authentication credentials.
• Verification information: government-issued identification, proof of address, date of birth, taxpayer identification, and other information required to comply with applicable anti-money laundering (AML), know-your-customer (KYC), and counter-terrorist financing (CTF) obligations.
• Communications: support queries, feedback submissions, complaints, and waitlist registrations.
• Financial information: bank account details, transaction history, and information regarding the source of funds, where required.

2.2 Automatically Collected Information

• Connection data: IP address, device and browser type, operating system, browser settings, and referring URL.
• Usage analytics: pages viewed, session duration, click interactions, and performance metrics.
• Cookies and similar technologies: to enhance platform performance, user experience, and analytics (see our Cookie Policy for full details).

2.3 Third-Party Data

If you choose to connect through external services (for example, third-party wallets, payment providers, or analytics tools), associated metadata may be collected and processed in accordance with those providers' own terms and this Policy. We are not responsible for the data practices of third-party services.

3. How We Use Your Data

KLYR uses collected information for the following purposes:

• Providing, operating, and improving our Platform and Services.
• Identity verification and compliance with AML, KYC, and CTF obligations.
• Analytics and improving user experience across the Platform.
• Communicating product updates, system notices, and support responses.
• Fraud prevention, security monitoring, and legal compliance.
• Marketing communications (such as newsletters), only where you have opted in, and with clear opt-out options available at all times.

KLYR does not provide investment, financial, tax, or legal advice. Use of the Platform does not create an advisory relationship.

4. Third-Party Service Providers

We may engage trusted third-party service providers to support the operation of our Platform, including:

• Hosting and content delivery providers (such as cloud infrastructure services) for performance and security.
• Analytics providers for insights into platform usage and performance.
• Payment and financial services partners, who may operate under their own licences and regulatory obligations.
• Identity verification and compliance technology providers.

These providers may access data such as IP addresses, device type, and usage activity solely for the purpose of supporting our Services. Their independent privacy policies apply to their own data processing activities. We require all third-party providers to maintain appropriate data protection standards.

5. Third-Party Links

Our Platform or Services may contain links to external websites, services, or resources. KLYR is not responsible for the privacy practices of third-party sites. Once you leave our Platform, any data collection is governed by the relevant third party. We encourage you to review the privacy policies of any external sites you visit.

6. International Data Transfers

KLYR LTD is incorporated in Alberta, Canada. Your information may be processed or stored in jurisdictions outside your own, including jurisdictions where our servers, service providers, or partner organisations are located.

Where personal data is transferred internationally, KLYR takes appropriate steps to ensure that such transfers are conducted in accordance with applicable data protection laws and that suitable safeguards are in place to protect your information.

7. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes outlined in this Policy, including to comply with legal and regulatory obligations, resolve disputes, prevent fraud, and enforce our agreements.

Specific retention periods vary depending on the type of data and applicable law. Financial records and KYC/AML documentation may be retained for extended periods as required by applicable regulation.

8. Your Rights & Choices

Depending on your jurisdiction, you may have certain rights in relation to your personal data, including:

• The right to access or obtain a copy of your personal data.
• The right to correct inaccurate or incomplete information.
• The right to request deletion or restriction of processing of your personal data (subject to applicable legal obligations).
• The right to withdraw consent for processing where consent is relied upon.
• The right to data portability, where applicable.
• The right to lodge a complaint with a relevant data protection or privacy authority.

To exercise any of these rights, or for general privacy enquiries, please contact us at hello@klyr.fi . We may require identity verification before fulfilling any request. Please note that certain rights may be limited where we are required to retain data to comply with legal or regulatory obligations.

9. Security

KLYR implements industry-standard technical and organisational security measures, including encryption, secure hosting, access controls, and monitoring, to protect your personal data against unauthorised access, disclosure, alteration, or destruction.

While we strive to maintain appropriate security standards, no system is entirely immune to risk. Use of our Platform is at your own risk, and you are responsible for maintaining the security of your own credentials and devices.

10. Children's Privacy

KLYR does not knowingly collect personal data from individuals under the age of 18. If we become aware that personal data has been collected from a minor without appropriate consent, we will take prompt steps to delete that information. If you believe a minor has provided us with personal data, please contact us immediately at hello@klyr.fi .

11. Policy Updates

We may update this Policy from time to time in response to changes in our services, business practices, or applicable law. Any updates will be posted on this page with the “Last updated” date revised accordingly.

For material changes, we will make reasonable efforts to notify you, for example via email or a prominent notice on our Platform. Continued use of the Platform following the posting of an updated Policy constitutes your acceptance of the changes.

12. Contact Us

If you have questions about this Policy, wish to exercise your privacy rights, or have any other privacy-related concerns, please contact us:

KLYR LTD
Email: hello@klyr.fi
Website: klyr.fi
Registered Office: 1-12707 20 AVE, Blairmore, Alberta, Canada T0K 0E0